A woman veteran walking through the entrance of a VA medical center, morning light
Your Health, Your Right

Women's Healthcare at the VA

The VA is not the same system your mother told you to avoid, and it is not the one built for the men who came home before you. Women are now the fastest-growing group of veterans in the country — and in response the VA has stood up dedicated women's health teams, gender-specific clinics, designated Women Veterans Program Managers in every medical center, and a full spectrum of care built specifically for your body and your life. Most women were never told any of it exists, so they go without care they earned and already paid for.

This page tells you everything, in plain English and all in one place — what is actually covered, who your advocates inside the building are and how to reach them, how to enroll step by step, which priority group you likely fall into, and how to get seen even if the nearest VA is two hours away. You will not have to leave this page to piece it together from a dozen others. Read it once, and you will walk into your VA knowing exactly what to ask for and exactly what you are owed.

Your Advocates Inside the VA

Before you learn what is covered, know who is already fighting for you inside the building. Every VA medical center is required to have these positions — they exist specifically for women veterans, and most women never ask for them.

A compassionate VA staff member sitting across a desk from a woman veteran, leaning forward attentively

Women Veterans Program Manager (WVPM)

Every VA medical center has one, and she is your single most important contact. The WVPM is not a clerk — she is an internal advocate whose job is to make the system work for you. She coordinates your care across departments, resolves scheduling problems, ensures your facility meets women's health standards, and connects you to every service you qualify for but may not know about.

  • Advocates for you across departments when care falls through the cracks
  • Monitors women's health data — screening follow-ups, referral timing, wait times
  • Coordinates with community-based outpatient clinics (CBOCs) to extend coverage closer to you
  • Conducts outreach to women who are eligible but not enrolled
  • Oversees the environment of care — from separate exam rooms to safety concerns

How to reach yours: Call your local VA medical center and ask for the Women Veterans Program Manager, or call the Women Veterans Call Center at 1-855-829-6636 and they will connect you.

A woman veteran in a quiet one-on-one therapy session with a female clinician

Women's Mental Health Champion

Every VA medical center also has a designated Women's Mental Health Champion — a clinician with specialized training in the mental-health conditions that affect women veterans differently. She is not a general therapist assigned to your case by default; she understands the intersection of trauma, service, gender, and healing in a way that generic providers often do not.

  • Specialized training in women's mental health — PTSD, MST, perinatal mood disorders, and more
  • Can connect you to women-only therapy groups and gender-specific programs
  • Understands how military culture uniquely affects women's help-seeking behavior
  • Coordinates with your WVPM and primary care team for integrated treatment
  • Available for direct referral — ask your primary care provider or your WVPM

How to reach yours: Ask your primary care team or your WVPM for a referral, or call the Women Veterans Call Center.

There is also a Maternity Care Coordinator at every VA facility — a nurse or social worker who guides you from pregnancy through 12 months postpartum, coordinating prenatal care, delivery with a community provider, postpartum screening, and access to supplies like breast pumps and maternity belts. You do not have to find her — when you tell your provider you are pregnant, she comes to you. Full maternity care details

Everything the VA Covers for Women

This is not a vague list of department names — it is every service you are entitled to, with enough detail to know exactly what to ask for. The VA covers the full spectrum of women's health, and much of it is delivered by providers who have completed the VA's Women's Health Mini-Residency — dedicated training that over 11,500 VA clinicians have now completed.

A woman veteran during a routine medical exam with a female VA provider
Category 1 of 4

Primary & Preventive Care

6 covered services

Annual wellness visits & immunizations

Your foundation: a comprehensive yearly exam, age-appropriate vaccinations (flu, COVID-19, shingles, pneumonia), blood-pressure and cholesterol checks, diabetes and thyroid screening, and one-on-one healthy-lifestyle counseling. Regular visits catch problems while they are small, cheap, and easy to treat.

Breast cancer screening (mammograms)

The VA covers screening mammograms, diagnostic imaging, ultrasound, MRI when indicated, biopsy, and treatment. If your VA facility does not have on-site mammography, the VA arranges it in the community at no cost to you. The VA follows USPSTF guidelines: screening begins at age 40 for most women, earlier if your family or genetic history raises your risk. Talk to your provider about what schedule is right for you.

Cervical cancer screening (Pap & HPV)

Routine Pap tests and HPV co-testing detect cervical changes years before they become cancer. The VA follows current national guidelines: Pap every 3 years from age 21, or Pap + HPV co-testing every 5 years from 30 to 65. Abnormal results trigger colposcopy and treatment inside the VA or through community care at no cost.

Colorectal cancer screening

Colorectal cancer is one of the most preventable cancers when caught early. The VA covers screening starting at age 45 — or earlier with risk factors — via at-home stool test (FIT), flexible sigmoidoscopy, or colonoscopy. Certain GI cancers are also presumptive under the PACT Act for veterans with qualifying toxic exposure.

Lung cancer screening

For veterans with a 20+ pack-year smoking history or documented burn-pit / airborne-hazard exposure, low-dose CT screening catches lung cancer at its most treatable stage. Lung cancer and several respiratory cancers are presumptive under the PACT Act.

Nutrition counseling & chronic-disease management

One-on-one work with a VA dietitian for weight management, diabetes, heart health, or digestive conditions — available in person and via telehealth. Plus ongoing coordinated care for heart disease, high blood pressure, diabetes, and thyroid disorders so nothing falls through the cracks.

A woman veteran having a private consultation with a female provider
Category 2 of 4

Reproductive & Sexual Health

6 covered services

All FDA-approved birth control — free

The VA covers every method at no cost: the pill, patch, ring, IUD (hormonal and copper), implant, shot, and emergency contraception, plus confidential counseling to match a method to your health and your goals. You never have to justify your choice.

Preconception & fertility care

Planning a pregnancy? The VA reviews your medications, manages existing conditions, and optimizes your health before you conceive. As of 2024, expanded IVF eligibility now includes single veterans and same-sex couples.

Maternity care (prenatal through postpartum)

The VA covers your full maternity journey — prenatal care, delivery through a community provider, and up to 12 months of postpartum care — with a dedicated Maternity Care Coordinator to guide you at every step.

Menopause management including HRT

Whether menopause arrives naturally or suddenly after surgery, the VA offers hormone replacement therapy, bone-health screening (DEXA), and care for hot flashes, sleep disruption, and mood changes.

STI screening & sexual health

Confidential screening, treatment, and ongoing care for all sexually transmitted infections, plus support for sexual health concerns including those connected to MST or service-related conditions.

Gynecological care & pelvic exams

Comprehensive care — routine exams, evaluation of abnormal bleeding or pain, management of infections and other conditions — delivered by providers with dedicated women's health training.

A woman veteran in a quiet therapy session with a female clinician
Category 3 of 4

Mental Health & MST Care

6 covered services

PTSD evaluation & evidence-based treatment

Cognitive Processing Therapy (CPT), Prolonged Exposure (PE), and EMDR — the gold-standard treatments — plus medication when appropriate. You can request a female provider and care tailored to your experiences.

MST-related counseling — always free

Care for conditions related to military sexual trauma is free with no enrollment, no disability claim, no discharge-status requirement, and no requirement to have reported the trauma. Period.

Depression, anxiety & mood disorders

Individual therapy, medication management, and combined care for depression, anxiety, bipolar disorder, and adjustment disorders — available in person and via telehealth.

Substance use disorder treatment

Confidential, judgment-free treatment for alcohol and drug use — outpatient counseling, intensive outpatient, and residential programs — often addressed alongside trauma and mental health.

Individual, couples, family & group therapy

A full range of therapy formats, including groups specifically for women veterans, so you can heal in the setting that feels safest to you.

Residential & inpatient mental-health programs

For those who need intensive support, the VA offers residential and inpatient mental-health programs with separate, secure sleeping areas for women.

A woman veteran at a community provider clinic being examined
Category 4 of 4

Specialty & Surgical Care

6 covered services

Orthopedics, PT & chiropractic

Treatment for the musculoskeletal injuries so common after service — back, knee, hip, and joint conditions — through orthopedic care, physical therapy, and chiropractic services. Many women veterans carry these from years of rucking, running, and deployment.

Pain management

A whole-person approach to chronic pain: medication, PT, acupuncture, chiropractic, biofeedback, and non-drug options so you can function and live fully — not just mask symptoms.

Endometriosis & uterine fibroids

Diagnosis and treatment with medication, hormone therapy, and surgery when needed. Endometriosis is a ratable disability (DC 7629, 10/30/50% based on symptom control), and fibroids and their complications can support a rating too.

Post-mastectomy care & prosthetics

After breast cancer surgery, the VA provides breast prostheses, mastectomy bras, and related supplies, plus reconstruction options and ongoing support — all free to you.

Hearing, vision & prosthetic/sensory aids

Hearing aids, eyeglasses, prosthetic limbs, and assistive devices supplied, fitted, and maintained by the VA at no cost.

Cardiology, neurology & other specialties

Full-spectrum specialty care: cardiology, neurology, dermatology, gastroenterology, rheumatology, urology, and more — in-house or through community care when the VA cannot meet wait-time or distance standards.

Whole Health — Beyond the Exam Room

The VA's Whole Health program shifts the focus from treating illness to supporting the life you actually want to live. It starts with your personal health goals — not a diagnosis — and integrates complementary therapies alongside your medical care.

  • Yoga, tai chi, meditation, and mindfulness — evidence-based, VA-covered
  • Acupuncture and Battlefield Acupuncture (auricular) for chronic pain
  • Massage therapy and biofeedback
  • Personalized health-goal planning with your care team
  • The "Live Whole Health" app — free guided exercises from your phone
A woman veteran in seated meditation, eyes closed, finding peace through the VA Whole Health program

By the Numbers — Why This Matters

Women are the fastest-growing veteran population, and the gap between who qualifies and who actually walks through the door is enormous. These numbers come from VA enrollment data and peer-reviewed research — and every one of them means the same thing: the system is there, and it is getting better, but too many women still do not use what they have earned.

Three diverse women veterans standing together outside a VA building

2.1M

women veterans in the U.S. — the fastest-growing veteran demographic, projected to reach 18% of all veterans by 2040

A woman veteran filling out enrollment paperwork at a VA facility

45%

of women veterans are enrolled in VA healthcare, compared to 50.5% of men — a gap that leaves hundreds of thousands without the care they earned

A woman veteran during a routine medical exam with a female VA provider

650K

women veterans used VA medical care in 2023 — 70% of those enrolled — meaning 30% enrolled but did not come in

A woman veteran holding a toddler while trying to schedule an appointment

46%

of women veterans have missed a medical appointment due to childcare — nearly half — the single most-cited barrier to care

A woman veteran walking through a VA hallway with a guarded expression

1 in 4

women veterans report experiencing inappropriate or unwanted behavior at VA facilities — harassment that keeps them from coming back

A compassionate female VA staff member in consultation with a woman veteran

11,500+

VA clinicians have completed the Women's Health Mini-Residency — dedicated training to provide gender-specific, evidence-based care

What these numbers really mean

If only 45% of women veterans are enrolled, more than a million women who served are not getting the healthcare they earned. Some do not know they qualify. Some were told they do not. Some walked into a VA facility once, were treated like they did not belong, and never went back. None of those reasons are good enough to give up what your service earned you — and every barrier on this list has a workaround we cover on this page.

The system is catching up — slowly

The VA has trained over 11,500 providers in women's health, mandated a Women Veterans Program Manager at every facility, expanded maternity coordination to 12 months postpartum, added IVF for more veterans, and launched a zero-tolerance harassment policy. It is far from perfect — but the infrastructure is there, and it is getting better. The women who use it are the ones who know about it.

How to Enroll — Step by Step

Enrollment is the single step that unlocks everything above. Here is exactly what to gather, where to submit, and what happens after — so nothing is a surprise.

Before you start — care you can get RIGHT NOW without enrolling

Three categories of care do not require enrollment at all: MST-related care (always free, no paperwork), emergency mental health care under the COMPACT Act (any ER, if you are in suicidal crisis), and Vet Center counseling (community-based, no medical record at a VA hospital). If you need help today, you do not have to enroll first.

1

Gather Your Documents

DD-214 (your discharge papers), Social Security number, prior-year household income information, and any private health insurance details. If you cannot find your DD-214, you can request it from the National Personnel Records Center — and you can still start your application while you wait for it.

2

Choose How to Apply

  • Online at VA.gov — fastest, typically processed within a week
  • By phone: call 877-222-8387 (Mon–Fri, 8am–8pm ET)
  • By mail: send completed VA Form 10-10EZ to Health Eligibility Center, PO Box 5207, Janesville, WI 53547-5207
  • In person: bring your completed 10-10EZ to your nearest VA medical center
3

Processing (~1 week)

The VA reviews your application, verifies your service, and assigns you to a priority group based on your disability rating, service history, and income. You will receive a letter with your priority group and enrollment confirmation.

4

Receive Your VHIC

Upon approval you receive your Veteran Health Identification Card. This is your key to scheduling appointments, using the pharmacy, and accessing all VA health services.

5

Set Up My HealtheVet

Create your account at myhealth.va.gov — this is how you schedule appointments, message your care team securely, refill prescriptions, and access your medical records online. Ask for a Premium account at your first visit for full features.

A woman veteran filling out enrollment paperwork at a VA facility

The Form — VA Form 10-10EZ

This is the only form you need. It asks for your service dates, discharge status, contact information, income, and insurance. It is straightforward — it is not a disability claim, and it does not require medical records or evidence of any kind.

Download or complete VA Form 10-10EZ

Opens the official VA form page in a new tab.

Priority Groups — What They Mean and Why They Matter

When you enroll, the VA assigns you to one of eight priority groups. Your group determines how quickly you are seen, whether you pay copays, and which services are free. Higher priority = more access and lower cost. Here is the full breakdown — so you know exactly where you stand and what you owe.

1

50%+ service-connected disability, or unemployable due to service-connected conditions, or Medal of Honor recipients

No copays for any VA care

2

30–40% service-connected disability

No copays for any VA care

3

10–20% service-connected disability, former POWs, Purple Heart recipients, veterans discharged for a service-connected disability

No copays for any VA care

4

Veterans receiving Aid & Attendance or Housebound benefits, or determined catastrophically disabled

No copays for any VA care

5

Veterans with a 0% (non-compensable) service-connected rating, those receiving VA pension, or income below the national means-test threshold

No copays for most care

6

PACT Act toxic-exposure veterans, combat veterans within their 10-year enhanced eligibility window, Camp Lejeune / Project 112/SHAD veterans

No copays for care related to qualifying exposure or combat service

7

Income above the VA national threshold but below the geographic threshold, who agree to pay copays

~$15 primary care, ~$50 specialty care per visit

8

Income above the geographic threshold, who agree to pay copays

~$15 primary care, ~$50 specialty care per visit

Care that is ALWAYS free — regardless of priority group

  • Any care related to a VA-rated service-connected disability
  • MST-related counseling and treatment — no enrollment required
  • Emergency suicidal-crisis care under the COMPACT Act
  • Vet Center counseling — no enrollment, no medical record at a VA hospital

Medication copays — there is a cap

Veterans in Groups 1–5 generally pay nothing for medications. Groups 7–8 pay tiered copays (Tier 0 = $0, up to Tier 3), but there is an annual cap of approximately $700 — once you hit it, prescriptions are free for the rest of the year. Service-connected medications are always free regardless of group. The first three urgent-care visits per year are also free for Groups 1–5.

Telehealth — When You Can't Get There

46% of women veterans have missed a medical appointment because of childcare. Others live hours from the nearest VA. Telehealth does not solve every problem, but it removes the two biggest barriers — travel and childcare — for most routine care.

A woman veteran on a telehealth video call with her doctor from her living room

VA Video Connect

VA Video Connect is the VA's secure video platform — it works on your phone, tablet, or computer. You see your actual VA provider face-to-face, from your couch, your car, or wherever you have privacy. It is available for primary care, mental health, specialty care, nutrition, and most follow-up visits.

  • Schedule through My HealtheVet or ask your care team directly
  • AT&T, T-Mobile, and Verizon waive data charges for VA Video Connect — it does not count against your plan
  • Same quality of care, same provider relationship, no travel time
A woman veteran standing alone on a rural porch looking toward distant hills

ATLAS — If You Live Far From a VA

ATLAS (Accessing Telehealth through Local Area Stations) puts private, equipped telehealth rooms in American Legion posts, VFW halls, Walmart locations, and university campuses near rural veterans. You walk into a comfortable, private room with a screen and camera already set up, and your VA provider is on the other end. No home internet required, no driving three hours to the VA.

No tablet? No internet? The VA will lend you one.

Through the Digital Divide Consult, the VA can loan you a tablet (usually an iPad) at no cost — with internet connectivity included. Ask your provider for a Digital Divide Consult, and a social worker will assess your needs. The only requirement: use it for a video appointment at least once every 90 days. The VA also provides 24/7 tech support for loaned devices.

Community Care — When You Can See a Non-VA Doctor

Under the MISSION Act, you are not locked into VA facilities. When the VA cannot meet certain standards, it is required to send you to a community provider — at no extra cost to you. Here are the six triggers, so you know exactly when you have the right to go outside the VA.

The VA does not offer the service

Maternity delivery care is the most common example — the VA coordinates it, but delivery happens with a community OB/GYN.

Wait time exceeds standards

If the VA cannot schedule you within 20 days for primary care / mental health, or 28 days for specialty care, you can go to a community provider.

Drive time exceeds standards

If your average drive exceeds 30 minutes for primary care / mental health, or 60 minutes for specialty care.

Your provider agrees it is in your best medical interest

Your VA provider and you agree that community care serves you better for a specific service or situation.

The VA facility does not meet quality standards for a service

If the VA determines its own quality benchmark is not met for a particular service line at your facility.

You qualified under the old Veterans Choice Program

If you qualified under the 40-mile rule as of June 6, 2018, and still live in a qualifying location.

A woman veteran at a community doctor's office being examined

How the referral works

Your VA provider initiates the referral. Under the Senator Elizabeth Dole 21st Century Veterans Healthcare and Benefits Improvement Act, the old secondary administrative review has been eliminated — when your VA doctor says community care is needed, that clinical decision now stands without an extra bureaucratic hurdle. The VA or a third-party administrator schedules your community appointment, and your records flow back to the VA for continuity. If a community-care request is denied, you have the right to a Clinical Appeal.

Your Safety at the VA — What Has Changed

One in four women veterans has experienced inappropriate behavior at a VA facility. That number is why some women walk in once and never come back. The VA knows this, and here is what has been done about it — and what you can do if it happens to you.

A woman veteran walking through a VA hallway with a guarded, watchful expression

Zero-tolerance policy

The VA maintains a strict zero-tolerance policy for harassment — verbal, physical, or nonverbal — from anyone on VA property: other veterans, staff, or visitors. This is posted at every facility, and VA police have authority to act on it.

Gender-specific clinics & environments

The VA has expanded women's health clinics with separate waiting areas, private exam rooms, and women-only group therapy spaces. Many facilities now have dedicated Women's Health Centers, physically separated from general waiting areas. 83% of women veterans now report feeling safe and comfortable at VA facilities — up significantly, but still not 100%.

If it happens to you

Report it to VA police on-site, your Patient Advocate, or your WVPM. You can also call the Women Veterans Call Center at 1-855-829-6636. Do not let someone else's behavior be the reason you stop getting the care you earned.

Emergency Care — The COMPACT Act

If you are in an acute suicidal crisis, you can walk into any emergency room in the country — VA or not — and the VA will pay for it. You do not need to be enrolled. This is federal law.

What the COMPACT Act covers

  • Emergency room treatment and crisis stabilization
  • Transportation to the ER
  • Up to 30 days of inpatient or crisis residential care
  • Up to 90 days of outpatient care following the crisis

Who qualifies (no enrollment required)

  • Veterans who served 24+ months of active duty, discharged under conditions other than dishonorable
  • Veterans who served 100+ days in combat or contingency operations
  • Veterans who were victims of sexual assault, battery, or harassment during service (MST)
A woman veteran being treated in an emergency room with a compassionate nurse at her side

If you get a bill for COMPACT Act care

Notify the VA within 72 hours of the visit by calling the Emergency Care Reporting line at 844-724-7842. If you receive a bill that should have been covered, contact your local VA Patient Advocate or call 877-881-7618 to request a clinical review.

Watch & Learn

VA Healthcare for Women Veterans

Clear, trustworthy explainers on how VA healthcare works for women — enrollment, services, and what to expect. Watch whenever you're ready.

VA Healthcare for Women Veterans — Your Benefits Explained

An overview of the healthcare services, enrollment process, and dedicated women's health resources available to women veterans through the VA.

How to Enroll in VA Healthcare — Step by Step

A practical walkthrough of how to enroll in VA healthcare, what documents you need, and what to expect after you apply.

These videos are shared for general education from third-party creators. They are not legal advice, and watching them is never required to get help.

Healthcare Resources — Save These

Every one of these is free and confidential. Tap any card to take action right now — phone numbers dial straight from your phone. Save this list for yourself or for a fellow veteran who needs it.

A woman veteran standing in golden hour light outside a VA facility, looking forward with calm confidence

You Earned This Care. Use It.

Whatever kept you from the VA before — a bad experience, a bad story from someone else, a feeling that it was not built for you — the door is open and the people on the other side of it are trained for you now. Enroll, meet your WVPM, and start using what your service earned.

Free · No obligation

Want help understanding your benefits or filing a claim?

We focus on veterans the VA has already denied or under-rated. We do not take brand-new (initial) claims, and we do not take every case.

Guidance from a VA-accredited claims agent (#45147). Any figures are estimates that depend on your situation and the VA's decision — not legal or medical advice, and not the VA.

No cost to ask · No obligation

Talk to a VA-accredited claims agent

We focus on veterans the VA has already denied or under-rated. We do not take brand-new (initial) claims, and we do not take every case.

Fees, straight up: 20% of past-due benefits recovered. Recovery only — never hourly. Nothing on first-time claims.

An accredited agent personally reviews every request — we’ll reach out within 48 hours.

Prefer to type? Ask Albert in the chat, bottom-right. Or call 702-992-4883. Guidance from a VA-accredited claims agent (#45147) — not legal or medical advice, and not the VA.